Personal umbrella protection depending on your needs . If severe car accident can increase jury penghragaan expensive. A personal umbrella policy to pay compensation and costs that you , or a covered family member , may be liable as a result of car accidents , home accidents or recreational vehicle accidents . 1 Day2 For about a dollar , you can have peace of mind that comes with $ 1 million in coverage.
Benefits of Personal Umbrella Coverage
With a personal umbrella insurance , you receive:
- $ 1 million in coverage, with higher limits available
- Additional liability coverage above the limits of auto , home or recreational vehicle of your policy
- Protection from liability claims are usually not covered by your home policy , such as libel or slander
- Payment of defense costs , attorney fees and other costs associated with the lawsuit , even if the lawsuit is frivolous or unfounded
- Coverage for you and your residents insured under the policy
What Are Closing Umbrella Protection ?
Personal umbrella protection add and expand the number of insured liabilities . See our Umbrella Insurance Q & A for more details .
Underlying conditions
An auto policy with Liberty Mutual Insurance with minimum liability limits required to purchase a personal umbrella policy . Home or boat policy you do not have to with Liberty Mutual Insurance , but the minimum liability limit of the policy will apply .
Exceptions typical
Like most insurance policies, personal umbrella policies have certain exclusions, which include :
- Malpractice lawsuit
- Workers compensation
- Damage intentionally caused by the insured
Source :
http://www.libertymutual.com/
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