Vision Insurance and Prescription Glasses

A lot of individuals wonder if their insurance covers prescription glasses too. the solution to the present question can rely, of course, on the kind and breadth of your policy. Generally, unless you've got a selected vision insurance, prescription glasses won't be lined.

In most policies, vision and things associated with it (glasses, contact lenses, etc.) square measure lined as long as there's Associate in Nursingy harm to your eye because of an accident or injury. Routine eye issues aren't lined below most plans. Therefore, it's suggested that you simply get a gaggle or individual vision insurance - atiny low add on to your general set up which will considerably lower the prices of standard eye exams. in addition, most plans conjointly subsidize the price of prescription glasses or lenses in conjunction with any surgery like LASIK, etc. solely|the sole} condition is that you simply need to procure the glasses from such opticians only.

The add on price of vision insurance over your existing policy is usually little (around $150 p.a. - but $15 per month) there's sometimes a deductible that is below $50 in most cases. this is often a considerably little worth to procure the rewards, which may embrace coverage for routine eye exams, prescription glasses, lenses, and even surgery like LASIK, etc.

A group or individual vision insurance could be a nice alternative for people who have a history of vision connected issues. With the quantity of your time spent before laptop and television screens, the probabilities of damaging the visual sense have solely exaggerated. Keeping these factors in mind, it's suggested that you simply get a vision policy additionally to your regular insurance set up. the prices square measure minuscule compared to the advantages. Not solely can it cowl your eye exams, however conjointly assist you save cash on glasses, contacts, and even surgery.